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FortuneGlen Luke Flanagan

Current ARM mortgage rates report for Oct. 1, 2026

Homeowners with some tolerance for uncertainty might find that an adjustable-rate mortgage is worth considering as a way to get a low introductory rate before the adjustments kick in.

Keep reading and we’ll explain how ARMs work, consider when an ARM is worth considering as an alternative to a fixed-rate mortgage, and consider average ARM rates according to Mortgage Research Center data.

You can see the previous business day’sARM rates report here.

ARMs come in a variety of configurations in terms of how long the initial fixed period is and how frequently adjustment periods occur. For example, a 7/6 ARM is one with a fixed rate for seven years, then adjustment periods every six months.

Fortunereviewed the most recent MRC data available as of Sept. 30.

Fixed-rate mortgages…

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